Long Term Care Insurance
Meeting the Needs of an Ever-Growing Market Segment
Life expectancies continue to increase and, as a result, the need for quality long-term care also increases. Many are discovering first-hand how the costs of long-term care can quickly exceed basic retirement income levels.
There is a resurgence of interest in working households who have been responsible for placing elderly parents in long-term care facilities. These are individuals who are now intimately familiar with the expense of living in a quality LTC facility and are looking for a way to cover their future expenses.
Through strong, established relationships with respected, nationally recognized carriers, we can deliver quality coverage from a large number of carriers, backed with unparalleled industry experience and support.
Creating a ‘familial’ relationship
The residual benefits of providing LTC insurance go far beyond the initial policy profit. When an agent helps a family cover the costs of an elderly parent’s care by way of long-term care insurance, they are in effect relieving them of a financial burden that many simply can’t easily afford.
This obviously creates an even greater bond between agent and family members and opens the door for long-term relationships with family members of the insured. This is an excellent way to provide a product that delivers amazing benefits to both the insured and the agency.
Contact Hildebrand Insurance Services Today about LTC Insurance